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Indiana Land Bank Mortgage Financing for Land Nationwide

State of the Banking industry for Land Loans - 2014

Most of the institutional or traditional bank lenders for land whether for development or farm industry have gone to the dark side for now.  However, if you have solid credit, make money and have at least 20% cash to put down, please visit our vacant residential lot program.

Due to the excess inventory of homes and the overbuilt status of many commercial and retail shopping areas, lending has basically grinded to a halt.  Private Money is available and thriving today.

Many banks, credit unions, pension plans, and life companies are being examined or even worse, taken over by government agency or put under the FDIC watch lists.

The current status of the banking world does create opportunities that otherwise would not be possible.  We have found that nearly 100 percent of the currently held bank land mortgages are willing to negotiate a reduced payoff from the previous higher principal balances.

Few Exceptions for Bankable Land Loans today

There is hope however, if you are located in a high growth area such as Utah, California, Texas, New York, Washington, North Carolina, South Carolina and a few others bankable financing is making a comeback.

There are many qualifying factors when applying for a land bank loan.  You must possess strong credit, collateral, experience, liquidity, and exit plan.  Please give us a call if you think you have what it takes to be approved for a single digit land bank loan today. 

Some of the features include:

  • Future Value Consideration

  • Includes Single Family Home (LOC)

  • Acquisition & Development for Commercial pads

  • Infill locations - Major MSA's

  • True Line of Credits

Money is available for these types of properties.  We work with good and bad credit borrowers.  Full income and non-traditional bank loans are offered.







Land Loan Rate Products:

Adjustable rates: 3-month, 6-month, 1-year, 3-year, 5-year, 7-year, 10-year
Fixed rates: 7-year, 10-year, 15-year, 20-year, 25-year, and 30-year
Prepayment options: open prepayment, partial open prepayment, full yield maintenance


Free Consultation: Simply call us Toll Free at 1-866-471-2788 and one of our specialist will be more than happy to help.


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